Public Sector Services

Counties, Municipalities, Townships and Authorities are under enormous pressure to provide increased services while receiving less revenue from the State and the Federal Governments. Their ability to manage risks associated with their operations is diminished and they must rely on the expertise and response to their Insurance Broker. Additionally, the Pennsylvania Compensation and Rating Bureau has announced dramatic loss costs rate increases effective April 1, 2000 that will increase the cost of Workers' Compensation Insurance for Public Sector Accounts. The consequences of this action will break the budget of many Townships.

JMP provides Public Sector clients with the risk management necessary to reduce losses and secure lower insurance premiums without sacrificing coverage. Coordination of coverages and transfer techniques to mitigate the potential for loss is the foundation of the service provided by JMP. JMP has found through years of experience that the only long-term way to keep insurance costs low is to reduce the potential for claims.

Coverages available are:

General Liability
Police (Law Enforcement) Professional Liability
Public Officials' Liability, Including Employment Practices' Liability
Pollution Liability and Clean-up Coverages
Automobile
Property, Inland Marine (EDP), Boiler and Machinery (Mechanical Breakdown)
Crime
Bonds
Workers' Compensation
Group Life, Accidental Death and Dismemberment, Group Medical
Umbrella (Excess) Liability
Fiduciary Liability
Loss Mitigation

For additional information, please contact either Marty Wilson at martyw@jmpatton.com or Jack Patton at jackp@jmpatton.com